{"id":6895,"date":"2025-11-05T22:41:00","date_gmt":"2025-11-05T22:41:00","guid":{"rendered":"http:\/\/213.146.202.110\/?page_id=6895"},"modified":"2026-08-27T10:59:42","modified_gmt":"2026-08-27T10:59:42","slug":"bonds","status":"publish","type":"page","link":"https:\/\/www.finantia.com\/en\/private-banking\/bonds\/","title":{"rendered":"Bonds"},"content":{"rendered":"\t\t
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\n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Bonds<\/h1>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Bonds are an investment option that can provide periodic income and, depending on their specific characteristics, lower exposure to volatility.<\/p>\n

At Banco Finantia, you can rely on the support of our advisory team to select the solutions that best suit your investor profile.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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What are bonds?<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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Bonds are financial instruments that represent a loan granted by investors to a public or private entity (such as Governments, Financial Institutions or Companies). In return, the investor receives:<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Periodic interest payments
\n(also referred to as coupons)<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Repayment of the invested capital at the end of the agreed term (maturity)<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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In addition to interest payments, the return on a bond may also benefit from changes in its market price. The average annual return until maturity is known as the Yield to Maturity (YTM)* and is available for each issuance.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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* Yield to Maturity (YTM):<\/strong> The annualised rate of return that a bond investor expects to earn if the investment is held until maturity, assuming that periodic income is reinvested until maturity at the same yield rate.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Bond listing<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
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\n \n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
\n Currency <\/th>\n \n Title <\/th>\n \n Issuer <\/th>\n \n Coupon (%) <\/th>\n \n Minimum Investment <\/th>\n \n Rating <\/th>\n \n Maturity <\/th>\n \n Debt Classification <\/th>\n \n Sector <\/th>\n <\/tr>\n
\n EUR <\/td>\n \n PGB 3 7\/8 02\/15\/30 <\/td>\n \n TREASURY OBLIGATIONS <\/td>\n \n 3,875 <\/td>\n \n 0,01 <\/td>\n \n A- <\/td>\n \n 15-02-2030 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Government <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n PGB 2 7\/8 10\/20\/34 <\/td>\n \n TREASURY OBLIGATIONS <\/td>\n \n 2,875 <\/td>\n \n 0,01 <\/td>\n \n A- <\/td>\n \n 20-10-2034 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Government <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n PGB 3 06\/15\/35 <\/td>\n \n TREASURY OBLIGATIONS <\/td>\n \n 3,000 <\/td>\n \n 0,01 <\/td>\n \n A- <\/td>\n \n 15\/06\/2035 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Government <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n PGB 3 1\/4 06\/13\/36 <\/td>\n \n TREASURY OBLIGATIONS <\/td>\n \n 3,250 <\/td>\n \n 0,01 <\/td>\n \n A- <\/td>\n \n 13\/06\/2036 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Government <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n BAYNGR 4 5\/8 05\/26\/33 <\/td>\n \n BAYER AG <\/td>\n \n 4,625 <\/td>\n \n 1 000 <\/td>\n \n BBB <\/td>\n \n 26-05-2033 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Pharmaceuticals <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n JOSEML\u00a0Float\u00a001\/22\/27 <\/td>\n \n CUF SA <\/td>\n \n 7,827 <\/td>\n \n 10 000 <\/td>\n \n NA <\/td>\n \n 22-01-2027 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Healthcare <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n CUFSGP 4 3\/4 12\/11\/29 <\/td>\n \n CUF SA <\/td>\n \n 4,750 <\/td>\n \n 500 <\/td>\n \n NA <\/td>\n \n 11-12-2029 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Healthcare <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n DT 3 1\/4 01\/17\/28 <\/td>\n \n DEUTSCHE TELEKOM INT FIN <\/td>\n \n 3,250 <\/td>\n \n 1 000 <\/td>\n \n BBB <\/td>\n \n 17-01-2028 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Telecommunications <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n GVOLT 5.2 11\/18\/27 <\/td>\n \n GREENVOLT ENERGIAS <\/td>\n \n 5,200 <\/td>\n \n 2 500 <\/td>\n \n NA <\/td>\n \n 18-11-2027 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Energy <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n GVOLT 2 5\/8 11\/10\/28 <\/td>\n \n GREENVOLT ENERGIAS <\/td>\n \n 2,625 <\/td>\n \n 10 000 <\/td>\n \n NA <\/td>\n \n 10-11-2028 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Energy <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n GVOLT 4.65 02\/14\/29 <\/td>\n \n GREENVOLT ENERGIAS <\/td>\n \n 4,750 <\/td>\n \n 2 500 <\/td>\n \n NA <\/td>\n \n 14-02-2029 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Energy <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n EGLPL 5 3\/4 10\/20\/27 <\/td>\n \n MOTA ENGIL SGPS SA <\/td>\n \n 5,750 <\/td>\n \n 500 <\/td>\n \n NA <\/td>\n \n 20-10-2027 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Construction <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n EGLPL 4 1\/2 05\/23\/30 <\/td>\n \n MOTA ENGIL SGPS SA <\/td>\n \n 4,500 <\/td>\n \n 500 <\/td>\n \n NA <\/td>\n \n 23\/05\/2030 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Construction <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n EGLPL 4.6 05\/22\/31 <\/td>\n \n MOTA ENGIL SGPS SA <\/td>\n \n 250 <\/td>\n \n 250 <\/td>\n \n NA <\/td>\n \n 22\/05\/2031 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Construction <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n PVALPL 5.3 05\/20\/29 <\/td>\n \n FAB PORCELANA VISTA ALEGRE <\/td>\n \n 5,300 <\/td>\n \n 500 <\/td>\n \n NA <\/td>\n \n 20-05-2029 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Ceramics <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n MBGGR 1 3\/8 05\/11\/28 <\/td>\n \n MERCEDES-BENZ GROUP AG <\/td>\n \n 1,375 <\/td>\n \n 1 000 <\/td>\n \n A- <\/td>\n \n 11-05-2028 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Automotive <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n VW 3 3\/8 04\/06\/28 <\/td>\n \n VOLKSWAGEN FIN SERV AG <\/td>\n \n 3,375 <\/td>\n \n 1 000 <\/td>\n \n BBB+ <\/td>\n \n 06-04-2028 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Automotive <\/td>\n <\/tr>\n
\n EUR <\/td>\n \n VW 3 7\/8 09\/10\/30 <\/td>\n \n VOLKSWAGEN FIN SERV AG <\/td>\n \n 3,875 <\/td>\n \n 1 000 <\/td>\n \n NA <\/td>\n \n 10\/09\/2030 <\/td>\n \n Sr\u00a0Unsecured <\/td>\n \n Automotive <\/td>\n <\/tr>\n <\/table>\n<\/div>