Banco Finantia's Performance

In 2025, the Bank delivered a positive performance, driven primarily by the growth in net interest income, net of hedging, as well as higher results from financial operations, commissions and other income. Consolidated net profit reached €29.4 million for the year.

The Bank continues to maintain strong capital ratios, with both the CET1 ratio and the Total Capital Ratio standing at 22.7% at year-end 2025, reflecting a robust solvency position.

Financial Solidity*

22,7%

*Measured by the Common Equity Tier 1 (CET1) ratio.

The Bank’s solvency ratios are calculated in accordance with the prudential framework established by Regulation (EU) No. 575/2013 (CRR) and Directive 2013/36/EU (CRD IV), issued by the European Parliament and the Council of the European Union.